Small Business Risk Solutions

Your business may be small by some standards, but your risk management challenges loom as large as any other business owners’: How do you keep employees safe and on the job? How do you maintain your workspace in a safe manner for employees and customers? What can you do to prevent a weather event from putting you out of business, temporarily, or permanently?

And how to address all those challenges with limited staff, time and funds?

At The Hanover, our Risk Solutions experts have the resources to help answer your questions promptly, from simple checklists to be sure you’ve covered all the bases to detailed plans to address areas of concern.

Sensor solutions

HSB’s IoT Sensors for Business can help protect your property from moisture damage, 24/7, with an easy-to-install system that monitors temperatures and moisture to help pinpoint problems before they destroy property. Sensor kits tailored to your business provide alerts using cellular technology. Sign in to our Partners page for more details.

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CyberScout

Data threats are rapidly evolving, even for Small Businesses. With CyberScout services you have a go-to resource for effective Data Breach Preparation and Response.

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Ergonomics Interactive Toolkit

Any working position requires the right combination of conditions to prevent injury and keep employees on the job. Evaluating the job and finding solutions to prevent ergonomic injuries is easier with this interactive online tool, which can help your business identify ergonomic risks and create a plan to help prevent them.

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Resources

Keeping your facility safe from fire and electrical losses Efficiency First^TM web based energy cost control Electrical Preventive Maintenance for Small Businesses How to Prevent Costly Electrical System Problems Sprinkler System Testing and Maintenance Visit our Fire Safety page for more information.
Protecting your business from theft and fraud Employee Theft Prevention Evaluating the Physical Protection Afforded by a Building Premises Security Inspections Visit our Preserving Property page for more information.
Cyber security for everyone Avoiding Phishing Scams Computer Security Tips for Small Business Wireless Network Security Visit our Protecting Data and Technology page for more information.
Safe in any weather Business Continuity Planning Emergency Management Checklist for Floods and Flash Floods Preventing Ice Dams Protect Your Property from Severe Winter Weather Snow Load Alert: Protect Your Roof Water Damage Prevention and Control Visit our Natural Hazards page for more information.

Safe driving – yours and your customers’ Distracted Driving Motor Vehicle Records – MVRs Sample Safety Program: Non-Regulated Fleets Visit our Auto Safety page for more information.
Keeping employee injuries to a minimum – and recovering when they happen Employee Fact Sheet – On-the-Job Injuries Flu: Reducing the Risk of Exposure in the Workplace Rapid Reporting Cuts Workers’ Comp Claim Costs Sample Return-to-Work Program Sample Accident Investigation Form Sample Workplace Inspection Supervisor Fact Sheet – On-the-Job Injuries Visit our Worker Safety page for more information.
Keeping customers safe Inspection, Testing and Maintenance of Life Safety Systems Preventing Slips, Trips and Falls in Winter Weather Sample Slip, Trip and Fall Prevention Program Sidewalk Inspection Checklist Snow and Ice Control Record
Contracts and insurance made easier Contract Management Five Hidden Risks in the Tech Industry Introduction to Certificates of Insurance Reviewing Certificates of Insurance

Risk Solutions Partners

Our Risk Solutions Partners provide a wealth of service to our policyholders to help them assess large safety problems on a small scale: self-service and free.

Sign In or Register to take advantage of these Partner’s resources:

Driver Training Statistics show that auto crashes and injuries are among the largest losses for most businesses. Get valuable driver training through the Hanover Driver Safety Advantage Program. Learn More

The Insurance Institute for Business and Home Safety Our Risk Solution Partner, IBHS, provides Hanover customers a wealth of information about how to keep their businesses afloat during emergencies, including OFB-EZ, a comprehensive planning tool for small businesses. Learn more

Disaster safety tips

from the Insurance Institute for Business & Home Safety

Protect your business from frozen pipes. Learn more

Education & Training

Hanover Risk Solutions E-Learning Courses

Many small businesses need to make sure their employees are prepared to deal with situations involving children, the elderly, or vulnerable populations. Get the training they need for free and at your business’s pace. Access now

Assess Your Electrical Preventive Maintenance

Having a program to keep your systems up and running is crucial to surviving minor or major system challenges. Assess your program with this short, free e-learning course. Start now

Organizational Fleet Safety

Learn the nine steps to creating a safer fleet—whether it’s one sales car or a small fleet of buses—with this e-learning course. Start now

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All products are underwritten by The Hanover Insurance Company or one of its insurance company subsidiaries or affiliates ("The Hanover"). Coverage may not be available in all jurisdictions and is subject to the company underwriting guidelines and the issued policy. This material is provided for informational purposes only and does not provide any coverage.

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