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Specialized insurance for the healthcare industry

Today’s healthcare businesses face enormous risks, from allegations of abuse to traditional property exposures from theft, fires, and damaged goods in transit. Hanover Healthcare offers one-stop shopping with tailored coverages designed by our highly-specialized experts to help address the risks facing allied healthcare and eldercare organizations, including:

Durable Medical Equipment

  • Diagnostic equipment
  • Life support equipment
  • Medical equipment and distribution
  • Medical supplies
  • Orthotic and prosthetic products and services

Eldercare

  • Independent living communities
  • Assisted living facilities
  • Memory care and Alzheimer’s
  • Skilled nursing facilities
  • Continuing care facilities

Healthcare Facilities

  • Ambulatory surgery centers
  • Behavioral health
  • Cancer treatment centers
  • Community health centers
  • Convenience care clinics
  • Dialysis centers
  • Hospice providers
  • Imaging centers
  • Medical laboratories
  • Occupational health clinics
  • Physical, occupational and speech therapy
  • Sleep study centers
  • Student health centers
  • Urgent care clinics

Home Healthcare

  • Companion care
  • Dialysis therapy
  • Home infusion therapy
  • Hospice care
  • Minor medical care
  • Physical, occupational and speech therapy
  • Skilled nursing care
  • Wound care

Pharmacies

  • Closed pharmacies
  • Retail pharmacies
  • Veterinary pharmacies

More value for healthcare businesses

Our underwriting, claims, and risk management professionals have years of healthcare experience. We can offer comprehensive solutions that are cost-effective and convenient. We can help tailor your policy to meet your needs, and even offer convenient, automated premium payments to fit your budget.

End-to-end insurance solutions for healthcare businesses

We offer healthcare businesses insurance products to protect their property, autos, employees, and customers:

  • Professional Liability
  • General Liability
  • Property
  • Auto
  • Umbrella

Specialized coverages and endorsements for the healthcare industry include:

  • Independent Medical and Non-Medical Contractors Coverage
  • Medical Director’s Coverage
  • Administrative Defense Coverage Endorsement—covers expenses related to any federal, state, local or other third party investigations (i.e. Medicare/Medicaid, HIPAA)
  • Physical Abuse, Sexual Misconduct, and Sexual Molestation Coverage
  • Client Property Coverage
  • Emergency Event Management Coverage

In addition, we offer specialized insurance products that offer healthcare businesses enhanced protection:

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