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Real Estate Coverage Review

Questions to consider

Specialized insurance solutions for real estate

Costly catastrophes and business interruptions are some of the risks facing every real estate owner and property manager. Our specialized Hanover Real Estate Advantage solution offers top-rated insurance coverage at very competitive rates. Hanover Real Estate Advantage is designed to meet the needs of a wide range of commercial real estate owners and managers whose income are generated mostly from rents and fees from the following types of real estate:

  • Office
  • Retail
  • High-end investment grade Condo and Co-Op Owner Associations
  • Light Industrial Properties including flex buildings and warehouses
  • Class A condominiums including "mixed use" buildings that include retail, office and condominium exposures

More value for real estate companies

We are experts at helping to design insurance coverage especially for real estate owners and managers. Our underwriting, claims, and risk management professionals have many years of experience in providing service for real estate companies. We offer comprehensive solutions that are cost-effective and convenient. We help tailor your policy to meet your needs, and even offer convenient, automated premium payments to fit your budget.

  • Contingent Property Coverage
  • Emergency Event Management Coverage
  • Commercial Real Estate Owners and Managers Specific Endorsements
  • High‐End Condominium and Co‐op Owner Associations Specific Endorsements

End-to-end solutions for real estate owners and property managers

We offer real estate owners and managers many products that help protect their property, autos, and employees:

  • Commercial Package Policy (CPP)
  • Commercial Property
  • Commercial General Liability
  • Commercial Crime
  • Commercial Auto
  • Commercial Follow Form Excess and Umbrella
  • Workers’ Compensation

Specialized coverages and endorsements for real estate owners and property managers include:

  • Real Estate Property Broadening Endorsement
  • Data Breach Coverage
  • Emergency Event Management Coverage
  • Realty Tax Coverage
  • Lease Cancellation Coverage
  • Retail Anchor Store Income Coverage
  • Extended Business Income
  • Tenant Relocation Coverage
  • Tenant Replacement Expense
  • Green Coverage
  • Income Coverage
  • Contingent Real Property Coverage
  • Broad Form Named Insured Real Estate Endorsement

In addition, we offer specialized products that offer real estate owners and managers enhanced protection:

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