Looking for insurance guidance?

Watercraft insurance

With Hanover watercraft coverage and the help of your independent insurance agent, we can make insuring your boat smooth sailing.

Our watercraft coverage provides protection for boats between $3,000-$500,000 in value. The Hanover covers:

Boats (up to 43’)
Sailboats (up to 51’)
Personal watercraft

Flexible coverage

The Hanover’s watercraft insurance comes with flexible options, allowing you to tailor protection for your boat:

Uninsured/underinsured watercraft liability
Towing and assistance
Fishing equipment and personal effects
Pollution/fuel spill

Recovery and salvage
Hurricane haul out coverage
Pet injury protection (not available in all states)

Plus, discounts are available when you have your home and auto coverage with The Hanover. You also receive a discount if you have completed one of the following boating safety/education certifications

Captain’s license
State certified safety course

U.S. Power Squadron
U.S. Coast Guard Auxiliary

Additional boating safety and coverage resources

This site uses cookies. View our privacy policy and online privacy statement.

California residents: View the information we collect and how we use it.

All products are underwritten by The Hanover Insurance Company or one of its insurance company subsidiaries or affiliates ("The Hanover"). Coverage may not be available in all jurisdictions and is subject to the company underwriting guidelines and the issued policy. This material is provided for informational purposes only and does not provide any coverage.