Prepare now. Learn how.

The Hanover's library has safety and insurance articles, videos, infographics and more to help keep your family, business and property safe, and guide you through the insurance buying process. Talk to your independent insurance agent to be sure you have the right combination of coverage, value and price.

• Resources for individuals
• Resources for businesses
• Video

Coverage Made Clear

More videos

All about auto insurance

• Crash course on what do after a car accident
• Four coverages for your four wheels
• Why are auto insurance rates rising interactive infographic
• Auto insurance FAQs
• Coverage Made Clear - accident forgiveness video
• Coverage Made Clear - deductible dividends video
• Coverage Made Clear - mechanical parts replacement video
• Coverage Made Clear - waiver of deductible video
• Don't let a totaled car total your wallet
• Eight ways to make the most of your insurance dollars
• Learn about the ABCs of original equipment manufacturer (OEM) parts infographic
• More drivers have no insurance

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All about umbrella coverage

• Coverage Made Clear video
• An Umbrella policy offers million dollar piece of mind
• Understanding umbrella coverage – calculator
• 15 everyday activities that suggest you need an umbrella policy
• How does an umbrella policy protect you?
• Umbrella FAQs

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Boat insurance and safety

• Boat insurance infographic
• Boating safety
• Navigating boat insurance

BUYING A CAR

• Coverage Made Clear - waiver of deductible video
• Coverage to consider when buying a new car
• Does your vehicle have a recall?
• Tips to choose an auto repair shop
• Top 5 vehicle safety features to consider

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BUYING A HOME

• Understanding water backup coverage
• Understanding your home's "replacement cost"
• Why is my homeowners insurance premium rising? interactive infographic
• Coverage Made Clear - waiver of deductible video
• Eight ways to make the most of your insurance dollars
• Protect your property - and what's underneath it
• Top home claims - and how to prevent them
• Understanding umbrella coverage interactive infographic
• Understanding waiver of deductible coverage
• Water backup? We can back you up.
• Working with your agent on buying a house

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Driving safety

• Benefits of new car replacement coverage infographic
• Crash course on what do after a car accident
• Distracted driving by the numbers infographic
• Car seat safety
• Car seat safety infographic
• Coverage Made Clear accident forgiveness video
• Coverage Made Clear deductible dividends video
• Distracted walking creates hazards for drivers and pedestrians
• Does your vehicle have a recall?
• Keep summer travels safe
• Maintaining a safe car
• Packing the right insurance coverage for your road trip
• Pre-trip holiday travel safety tips
• Protect yourself from uninsured and underinsured motorists
• Teen driving behaviors
• Teen driving trends
• Tips for driving in severe weather interactive infographic
• Tire safety and maintenance

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Fire safety

• Candle safety tips
• Grilling safety tips
• Preventing clothes dryer fires
• Bonfire safety tips
• Fire pit safety tips
• Home fire safety tips
• Stay safe and warm this winter
• Ways to help prevent a fire in the kitchen

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MORE TO LOVE, MORE TO PROTECT

• An umbrella policy offers million dollar piece of mind
• Combining insurance policies after "I do"
• Insuring your jewelry
• Staying safe poolside infographic
• 15 everyday activities that suggest you need an umbrella policy
• Coverage Made Clear video - accident forgiveness
• Coverage Made Clear video - deductible dividends
• Coverage Made Clear video - mechanical parts replacement:
• Coverage Made Clear video - scheduled items
• Coverage Made Clear video - umbrella
• Coverage Made Clear video - waiver of deductible:
• How does an umbrella policy protect you
• The answers to all your questions about umbrella insurance
• The best coverage options for your best friend
• Understanding umbrella coverage interactive infographic

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Protect your home

• Healthy home habits
• Coverage Made Clear video - replacement cost
• Coverage Made Clear video - service line
• Coverage Made Clear video - water backup
• Frozen pipe prevention tips
• Generator safety
• Home fire safety infographic
• Ice dam prevention tips
• Outside home maintenance tips
• Fall home maintenance tips
• Prepping your home for winter vacation
• Preventing water damage
• Protect your property - and what's underneath it
• Seven things burgulars hate
• Stay safe and warm this winter
• Sump pump maintenance
• Top home claims- and how to prevent them
• Understanding the effects of hailstorms on your home
• Water backup? We can back you up.
• Water damage by the numbers
• Ways to prevent kitchen fires
• What to do if you have an ice dam
• Winter weather tips for homeowners

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Seasonal Safety

• Frozen pipe prevention tips
• Halloween safety
• Holiday party host checklist
• Holiday tree decorating safety
• How to handle a power outage in cold weather
• Ice dam prevention tips
• Light up your home safely for the holidays
• Prepping your home for winter vacation infographic
• Seven steps for safe holiday shopping online
• Stay safe and warm this winter
• Tips for safe holiday mall shopping
• What to do if you have an ice dam
• Winter home safety interactive infographic
• Winter storm prep

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Teen safety

• Choosing the right car for your teen driver
• Talking to your teen about driving
• Teen driving behaviors animated infographic
• Are you setting a good example for your teen driver interactive infographic
• Teen driving by the numbers

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VALUE OF AN INDEPENDENT AGENT

• Benefits of working with independent agents infographic
• Don't be held "captive" by non-independent agents
• The value of independent agents animated infographic
• Independent agents make insurance clearer
• Independent agents make insurance easier
• Independent agents make insurance more convenient
• Independent agents support communities
• Why an independent agent is your best bet
• Working with your agent on buying a house

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WEATHER SAFETY

• Home tips for weathering a lightning storm
• Protect your home from hail
• Tips for driving in severe weather interactive infographic
• Tornado interactive infographic
• Weathering a hurricane with The Hanover interactive infographic
• Winter storm power outage
• Winter storm prep
• Winter storm weather preparation
• Winter weather tips for homeowners interactive infographic

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Your insurance dollars

• Eight ways to make the most of your insurance dollars
• Why are auto insurance rates rising? Interactive infographic
• Why is my homeowners insurance premium rising? Interactive infographic
• Should I purchase insurance from the rental car company?
• Three reasons to have just one insurance company
• Understanding hurricane deductibles
• Understanding wind deductibles
• Digging in to service line coverage
• Service line coverage FAQs
• Unexpected events covered by home insurance
• Water backup insurance coverage FAQs

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Your insurance partners

VALUE OF AN INDEPENDENT AGENT

• Benefits of working with independent agents infographic
• The value of independent agents animated infographic
• Why an independent insurance agent is your best bet
• Independent agents make insurance clearer
• Independent agents make insurance easier
• Independent agents make insurance more convenient
• Independent agents support communities

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Insurance insights

• 7 tips to buying insurance video
• 8 insurance risks every business needs to consider
• Auto insurance trends
• Business insurance checkup list
• Business insurance FAQs
• Calculating your insurance to value needs
• Does your business need umbrella coverage?
• Five signs your business property insurance needs have changed
• International business insurance FAQs
• Three reasons to have just one insurance company

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Manage business risks

Pandemic

• Are you prepared for the remote work reality?
• Best practices for managing a remote workforce
• Disinfecting your facility if someone is sick
• OSHA’s new coronavirus recommendations for employers
• Phishing scams on the rise during pandemic
• Preventing the spread of germs in the workplace
• Remote workstation self-assessment
• Safely close a construction site
• Sitting workstation self-assessment
• Steps to close a facility safely
• Technical tips for remote workers

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CONSTRUCTION SAFETY

• Accident investigation policies
• Backhoe safety tips
• Best practices for managing fleet safety
• Construction jacks—self-inspection checklist
• Construction site housekeeping checklist
• Construction site security tips
• Construction workers—cold weather safety checklist
• Fall prevention checklist
• Hot work permit program
• How to prevent worksite property damage
• Mobile shredding equipment
• Quality control programs
• Safety guidelines to protect people on and off the job site
• Selecting an equipment hauler
• Understanding the role of a competent person
• Why insured surveyors matter

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Crime prevention

• Mitigating social engineering fraud
• Top business crime schemes

ELECTRICAL SAFETY

• Thermographic testing of electrical equipment
• Protecting digital control equipment from electrical transient damage

Employee Safety

• Safe lifting
• Sample personal protective equipment policy
• Using powered industrial trucks safely
• Working outdoors in winter: the cold, hard facts

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SMALL BUSINESS RISK

• 8 insurance risks every business needs to consider
• 2019 Small Business Risk Report
• Small business risk infographic
• 5 questions to assess professional liability risk
• Annual business insurance checkup
• Combating crime with insurance: Small businesses' risks evolving

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Fire safety

• Commercial cooking—fire safety checklist
• Fire protection and record storage
• Fire protection impairment management checklist
• Fire pump inspection testing and maintenance
• Fire safety for small businesses
• Hot work permit program
• Kitchen safety checklist
• Paper dust in record destruction
• Sprinkler system testing and maintenance

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Protecting property

• Air supported structures
• Five signs your business property insurance needs have changed
• Power industrial trucks
• Calculating your insurance to value needs
• Roof inspection checklist
• Water damage prevention and control

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Security

• Cargo security and theft prevention
• Cargo theft trends infographic
• GPS for cargo security
• Media safes and vaults
• Take AIM at security and sales
• Three rings of protection

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Weather and business continuity

• Business continuity planning
• Hail protection for HVAC equipment and skylights
• Hurricane safety
• Business tips for weathering a hail storm
• Business tips for weathering a lightning storm
• Protect your business from a hurricane
• Protect your business from hail
• Tips for driving in severe weather
• Tornado safety
• Tornado safety tips for businesses
• Water damage prevention and control
• Winter weather tips for businesses

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Employment practices

• Avoiding disability discrimination claims
• Protections for whistleblowers: What employers need to know
• Reflections on real employee disability discrimination lawsuits

Professional liability

• Five questions to assess professional liability risk
• The importance of using written contracts in business

Topics by industry

Healthcare

• Effective communications in healthcare organizations
• Home medical equipment providers insurance needs
• How reporting can improve safety
• Inspection, testing and maintenance of life safety systems
• Is your growing durable medical equipment business covered?
• Safe patient handling and mobility
• Transporting the elderly and special needs passengers

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Lawyers

• 5 real estate attorney malpractice claims
• 5 real estate claims for lawyers
• 5 tips to reduce attorney liability in residential real estate transactions
• Email wire fraud scam affecting lawyers

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Manufacturing

• Is your manufacturing business recall-ready?
• Machine shop safety checklist
• Product recall infographic
• Product recall tips

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Professional and financial services

• Five questions to assess professional liability risk
• The importance of using written contracts in business

Real estate professionals

• 10 tips for real estate agents to avoid getting sued

Schools and educational institutions

• 15-passenger van safety
• Air supported structures
• Bleacher safety
• How school administrators can manage 5 common risks
• Managing athletes' risk in hot weather
• Passenger management
• Playground inspection

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Technology and Life Sciences

• The value of claims-made policies for life sciences customers